California homeowners are facing higher insurance costs, aerial inspections, stricter underwriting, and new home-hardening requirements. How do you know which improvements matter, what to do first, and what your insurance company is actually asking for?

This book gives you a practical plan. Learn how to:

• Respond to insurance notices and inspections

• Document wildfire mitigation activities for insurance discounts

• Understand the California FAIR Plan and other insurance options

• Find the weak points where embers and flames can ignite your home

• Harden your roof, vents, eaves, siding, windows, decks, and fences

• Create safer Zones 0, 1, and 2 around your house

• Prioritize inexpensive projects you can complete yourself

About the Author:

Dave Millman is a Certified Wildfire Mitigation Specialist (CWMS) and founder of TheWildfireGuys.com. He works with California homeowners to identify wildfire risks, plan practical home-hardening improvements, and document mitigation for insurance purposes.

His insurance has been cancelled three times, and his home is now insured by the California FAIR Plan.